Terms of Service

Last updated: March 2026

1. Acceptance of Terms

By accessing and using this website and the services provided by Business Advisory Panama, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must not use our website or services. We reserve the right to modify these terms at any time, and your continued use of the website following any changes constitutes your acceptance of the new terms.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Business Advisory Panama's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose or for any public display
  • Attempt to decompile or reverse engineer any software contained on the website
  • Remove any copyright or other proprietary notations from the materials
  • Transfer the materials to another person or "mirror" the materials on any other server
  • Access or use the website in any way that violates any applicable law or regulation

3. Disclaimer of Warranties

The materials on Business Advisory Panama's website are provided on an 'as is' basis. Business Advisory Panama makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations of Liability

In no event shall Business Advisory Panama or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Business Advisory Panama's website, even if Business Advisory Panama or an authorized representative has been notified orally or in writing of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on Business Advisory Panama's website could include technical, typographical, or photographic errors. Business Advisory Panama does not warrant that any of the materials on its website are accurate, complete, or current. Business Advisory Panama may make changes to the materials contained on its website at any time without notice.

6. Links

Business Advisory Panama has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Business Advisory Panama of the site. Use of any such linked website is at the user's own risk.

7. Modifications

Business Advisory Panama may revise these Terms of Service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these Terms of Service.

8. Governing Law

The materials appearing on Business Advisory Panama's website are governed by and construed in accordance with the laws of the Republic of Panama, and you irrevocably submit to the exclusive jurisdiction of the courts in Panama.

9. Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and software, is the property of Business Advisory Panama or its content suppliers and is protected by international copyright laws. You may not reproduce, publish, distribute, or transmit any content without our prior written permission.

10. User Conduct

You agree not to use our website or services in any way that:

  • Violates any applicable law or regulation
  • Infringes upon the rights of others
  • Harasses, abuses, or threatens any person
  • Contains viruses, malware, or harmful code
  • Interferes with the operation of our website or services
  • Attempts to gain unauthorized access to our systems
  • Impersonates or misrepresents your identity or affiliation

11. Professional Advice Disclaimer

The information provided on this website is for informational purposes only and does not constitute legal, financial, tax, or professional advice. The content is not a substitute for professional advice tailored to your specific situation. Before making any decisions based on information from this website, please consult with a qualified professional. Business Advisory Panama is not responsible for any decisions made based on the information provided on this website.

12. Service Limitations

Business Advisory Panama reserves the right to:

  • Modify, suspend, or discontinue services at any time with or without notice
  • Refuse service to any user for any reason
  • Limit access to certain features or information
  • Update, change, or remove website content at any time

13. Indemnification

You agree to indemnify, defend, and hold harmless Business Advisory Panama, its officers, directors, employees, and agents from and against any and all claims, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the website or violation of these Terms of Service.

14. Entire Agreement

These Terms of Service constitute the entire agreement between you and Business Advisory Panama regarding your use of the website and supersede all prior agreements and understandings, whether written or oral.

15. Contact Information

If you have any questions about these Terms of Service, please contact us:

Business Advisory Panama
Email: kgutierrez@bapanama.com
Phone: +507 66181522
WhatsApp: +507 66181522